BizEquity Privacy Statement
Effective Date of Privacy Policy: January 1, 2020
Your Privacy: Overview
This privacy policy (“Policy”) tells all
persons who access the Sites (“you”) about the information that
BizEquity. (“BizEquity”, “we”, “us” or “our”) collects from
you in connection with your use of the www.bizequity.com and/or
blog.bizequity.com sites and our private and/or white label versions
of the same (collectively, the “Sites”) and how such information is
used. Throughout this Policy, “Your business” means the business,
profession or activity that is the subject of the information you
enter on a Site. “BizEquity” means BizEquity LLC and its affiliates,
successors and assigns.
If you use our Sites in a manner contrary
to the terms and conditions of this Policy, or the laws,
regulations, treaties and legal requirements of any applicable
jurisdiction, or in contravention or violation of any applicable law
or rule that applies to you in your country, community or governing
jurisdiction (the “Law”), you do so at your own risk and in any such
instance of use, YOU, not we, are responsible for compliance with
the Law.
By using the Sites, you agree to this
Policy. If you do not agree to this Policy, do not use the Sites.
This Policy does not apply to other
entities' websites that are not controlled or operated by BizEquity,
even if BizEquity provides links to those websites.
Types of Data We Collect
Business Information
We collect and retain all information
provided to us and concerning or related to your business or
businesses accessing our hosted private labelled service offering
(Sites), including your identifiable business information (meaning
any information that identifies or is identifiable to your business,
profession or activity)(collectively “business information”). This
includes information entered online or otherwise submitted by you in
connection with your business, with your performance of your
position at your business, with the products or services offered by
your business, and/or with a service or product provided on or
through any of our Sites. We also collect, and you agree by your use
of the Sites that we may collect, business information offline about
your business from third parties, including business owners and
principals, creditors, vendors and suppliers, and from public
records such as business registrations, Uniform Commercial Code
filings, patent and trademark filings, and bankruptcy filings. The
business information that we collect includes, but is not limited to
the following:
- Company and business professional contact information,
including name, title, address, phone number, fax number and e-mail
address;
- Information regarding capitalization, ownership, revenue,
profitability, debts, assets, liabilities, taxes, inventory,
general depreciation, cash flow, fixed assets, accounts receivable,
net worth and business relationships;
- Information regarding real estate owned or leased by the
company
- Information about insurance coverage and risk management
planning
- Company profiles and statistics, including number of
employees, salary information, benefits information and positions;
- Information regarding your company's management, such as
the educational and career histories of company principals;
- Company operational histories, including territories,
subsidiaries, affiliates and lines of business;
- Information regarding company's intellectual property (e.g.
types of patents, trademarks);
- Trade and business credit information, including payment
histories and patterns;
- Business professional data as it relates to professional
lives, such as name, company, title, business contact information
and trade associations; and
- Credit/debit card information in order to process certain
customer payments.
Personally Identifiable Information
We may collect information that can be
used to uniquely identify, contact, or locate a single individual
(as opposed to a business, profession or activity) or can be used
with other sources to uniquely identify a single individual. We will
only collect this information if it is necessary to fulfill or
provide a product or service, and we will only use this information
for the limited, permissible purpose for which it is collected, and
for no other purpose. Further, we will take commercially reasonable
steps to adequately secure the information.
Non-Personally Identifiable Information
We may also collect non-personally
identifiable information in connection with the operation of the
Sites or as otherwise disclosed herein, including IP addresses,
browser types, HTTP request headers, browser or operating system
information, publicly available third party data associated with
your business, and data on advertisements or links on which you
click. We routinely use this information in the aggregate in order
to administer and improve our Sites. While some of this data may be
traceable to an individual, we only use this information to identify
specific individuals whom we believe are using our Sites for
improper purposes.
Where you provide BizEquity any
personally identifiable information, business information, or other
non-personally identifiable information, you are representing and
warranting that you have the right and authority to provide such
information.
Types of Data We Collect Through Technology
Accessing the Sites may result in the
placement of a “cookie” or flash object on your computer by
BizEquity or third party advertisers. This is done for such purposes
as, enabling you to use our Sites, for security purposes, to make
your repeated experience more convenient, to maintain your
authentication, to produce usage statistics, for debugging purposes,
to allow third parties to deliver targeted advertising to you when
you visit our Sites or third party websites, and to compile and
analyze user information.
Cookies are small pieces of information
that a website sends to your computer's hard drive while you are
viewing a website. BizEquity may use both those cookies which expire
once you close your browser and those which stay on your computer
until you delete them. You have the ability to accept or decline
cookies, by changing your web browser's settings. If you disable
your cookies, however, you may not be able to access the Sites.
BizEquity's Use of Data
BizEquity may use your information to
improve our service offering; track and analyze system and site
performance; enhance our patented algorithm; or record trends, data
elements, and user or site behavior.
BizEquity may use your information to
provide you with information, products or services requested by you
or your advisor; and to enforce our terms and agreements with you or
to otherwise effectuate our rights and remedies under applicable law
or to protect BizEquity, the Sites, or Site users from actual or
threatened harm.
BizEquity may disclose all data and
information you provide in connection with a sale or transfer of
BizEquity, so long as the recipient agrees to be subject to the same
terms with respect to the use of information as apply to us.
BizEquity makes a concerted effort to
restrict access to your information to those individuals who have a
need to know that information to provide information, products or
services to you, and to maintain physical, electronic, and
procedural safeguards to guard your information.
BizEquity reserves the right to disclose
your information (i) if required to do so by law or legal process,
or otherwise requested by any law enforcement officer or agency
acting under the color of law; (ii) if necessary or appropriate to
protect or defend the rights or property of BizEquity; or (iii) if
necessary or appropriate to act in urgent circumstances to protect
the safety or security of the public or of users of BizEquity's
products, services, and/or the Sites.
BizEquity may use all data and
information you provide on your private labelled BizEquity Site,
including your business information, to create, update, merge,
analyze, maintain, or enhance its database of business records,
which business records are used to create, and are included within,
the publicly available Sites.
BizEquity uses information we collect to
track, compile, and analyze business information. This analytics
information, as well as aggregated usage and other aggregated data,
and volume analytics, use and similar statistical information, from
and about our users is the property of BizEquity and as such may be
used by BizEquity.
BizEquity will not disclose, license,
transfer, sell, use, and/or otherwise share all data and information
you provide us with the public generally.
BizEquity may use your information and
data for, but not limited to, the following purposes: (i) to improve
the products and services offered or provided through the Sites;
(ii) to troubleshoot problems with the Sites; (iii) to customize
your experience or homepage on the Sites; (iv) to enable you to
display certain information in or in association with your user
profile on the Sites; (v) to enhance or improve your user
experience; (vi) to enforce our terms and agreements with you or to
otherwise effectuate our rights and remedies under applicable law or
to protect BizEquity, the Sites, or Site users from actual or
threatened harm; or (vii) to contact you with more information about
the Sites, BizEquity, BizEquity's affiliated companies and partners,
or BizEquity products and services.
Security
Unfortunately, no security system or
system of transmitting data over the Internet can be guaranteed to
be 100% secure. As a result, while we undertake commercially
reasonable efforts to protect your information, we cannot guarantee
the security of our servers, the means by which information is
transmitted between your computer and our servers, or any
information provided to us or to any third party through or in
connection with the Sites. You provide all such information entirely
at your own risk.
Choice and Opt-Out Preferences
You may receive email communications from
BizEquity and third parties relating to the Sites or other products
or services. You will have the ability to unsubscribe from marketing
communications by means of a link provided in any such emails that
are sent to you by BizEquity. Any email opt-out shall not apply to
emails permitted by applicable law, such as messages relating to any
transaction you have requested or your relationship with us.
As discussed above, you may also opt-out
of having information collected by or shared with third parties,
such as for the purpose of serving targeted advertisements, by
contacting us at office@bizequity.com for more information or to
opt-out. Additionally, if, at any time after using the service, you
change your mind about allowing your information to be shared with
third parties, please send us a written request specifying your new
choice, and we will make every effort to accommodate your new choice
within 30 calendar days of receipt of your request.
Access to your Information
At your request, where the law requires
us to do so, BizEquity will confirm what personal information we
have about you, provide you with information about the ways in which
the personal information may have been used or disclosed during the
past year, update your information, remove your information, and/or
correct any inaccuracies in such personal information. We will make
every concerted effort to respond to your request in a timely
manner.
Notice to California Customers - Your Privacy Rights
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Consumer Privacy. The California Consumer Privacy Act, Cal. Civ. Code §1798.100
et. seq. (“CCPA”), grants residents of California certain rights with respect to their
Personal Information and requires us to provide such individuals with certain
information, described in this Section X(A).
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California residents may exercise the following rights by contacting our Privacy
Policy Coordinator by email at ppc@bizjournals.com or phone at 800-883-7323, or
as described at the end of this document:
- Know the ways in which we acquire, use, share, disclose and otherwise process
your Personal Information
- Know the specific pieces of your Personal Information that we hold;
- Request the deletion of your Personal Information, subject to several
exceptions; and
- Not to be denied goods or services for exercising these rights
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California residents also have the right to opt-out of the “sale” of their Personal
Information. We put “sale” in quotation marks because the CCPA considers some
transfers of Personal Information to third parties in exchange for value as “sales,”
even if no money changes hands, such as when online identifiers, Device IDs, and
other information is shared with Third Party Businesses to further their own
commercial purposes such as generating profiles about individuals. California
residents can exercise this right here: Do Not Sell My Personal Information. If we
have actual knowledge that a California resident is younger than 16, we will request
opt-in consent before selling their Personal Information. Note that we can still share
Personal Information with third parties if those transfers aren’t “sales,” such as with
our Service Providers.
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Depending on the circumstances and which Service you use, we have disclosed the
following categories of your Personal Information for a “business purpose” (as
defined in the CCPA) in the preceding twelve (12) months:
- Identifiers
- Protected characteristics
- Commercial information
- Geolocation data
- Internet or other electronic network activity information
- Financial, medical, or health insurance information
- Audio, electronic, visual, thermal, olfactory, or similar information
- Professional information
- Education information
- Inferences drawn from any of the above information categories.
-
Depending on the circumstances and which Service you use, we have “sold” (as
defined in the CCPA) the following categories of your Personal Information in the
preceding twelve (12) months:
- Identifiers
- Protected characteristics
- Commercial information
- Geolocation data
- Internet or other electronic network
activity information
- Inferences drawn from any of the above
information categories, along with the
following categories: (i) financial,
medical, or health insurance information;
(ii)
audio, electronic, visual, thermal,
olfactory, or similar information; (iii)
professional information, and (iv) education
information.
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Shine the Light. California’s "Shine the Light" law, Civil Code Section 1798.83, gives
California customers the right to prevent our disclosure of their Personal Information
to third parties for those third parties’ direct marketing purposes, and requires certain
businesses to respond to requests from California customers asking about the business'
practices related to disclosing Personal Information to third parties for the third parties’
direct marketing purposes. Alternately, such businesses may have in place a policy not
to disclose Personal Information of customers to third parties for the third parties’ direct
marketing purposes if the customer has exercised an option to opt-out of such
information-sharing. We have such a policy in place. As discussed above in Section
X(A)(2), California residents can exercise their right to opt-out here: Do Not Sell My
Personal Information.
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Online Erasure. California’s "Online Erasure" law, Business and Professions Code
Sections 22580-22582, requires operators of certain websites and online services to
allow registered users who are under the age of 18 and residents of California to request
removal of Content they post. If you fit that description and posted Content on a section
of our Service that is directed to minors, you may request removal of the Content by
contacting our Privacy Policy Coordinator by email or as described at the end of this
document. In response to your request, we may elect to make the Content invisible to
other users and the public (rather than deleting it entirely), in which case the Content
may remain on servers we control and/or may be publicly available elsewhere if a third
party copied and reposted the Content.
Your Acceptance of this Policy and Revisions to this Policy
BizEquity reserves the right to update
and revise this Policy at any time. You can determine if this Policy
has been revised since your last visit by referring to the
“Effective Date of Statement” date at the top of this page. Your use
of the Sites constitutes your acceptance of the terms of this Policy
as amended or revised by us, and you should therefore review this
Policy regularly to ensure that you are aware of its terms.
© 2020 BizEquity LLC. All Rights
Reserved.